Personal Finance

Why I Believe In Online Banks
Personal Finance

Why I Believe In Online Banks

Congratulations, you have a savings account. Maybe you even have a little bit of money in it. If you’re really lucky, you’ve gotten yourself a decent emergency fund. Unfortunately, if this money is in your regular bank, those shady suckers probably aren’t paying you the interest you deserve. I had […]

My Search For The Best Travel Rewards Credit Card
Personal Finance

My Search For The Best Travel Rewards Credit Card

If you don’t carry a big balance, I can’t stress enough the importance of having a rewards credit card. I already wrote a post all about finding the best one for you: “Finally Get Rewarded For Spending: Choosing the Right Rewards Credit Card”, and after finding out my credit score […]

Why You HAVE to Know Your Credit Score
Personal Finance

Why You HAVE to Know Your Credit Score

I hate to admit this, but like many young people I had never once checked my credit report or my credit score. I just assumed that everything was fine and that this information wasn’t really necessary until I required a loan for a home or to purchase some sort of […]

One Day You’ll Be Old. Don’t Be Old And Broke: Breaking Down IRA’s
Personal Finance

One Day You’ll Be Old. Don’t Be Old And Broke: Breaking Down IRA’s

Last week I finally opened an IRA. Retirement funds always seemed very confusing (because they are), so I just avoided them assuming I could work out another way to be able to purchase my pimped out gold wheelchair in retirement. Most people are able to opt in for a 401k […]

Finally Get Rewarded For Spending! Choosing The Right Rewards Credit Card
Personal Finance

Finally Get Rewarded For Spending! Choosing The Right Rewards Credit Card

Almost every bank offers rewards credit cards where your purchases add up points to use towards merchants or travel, and sometimes even plain old cash back. This is FREE MONEY … you should be feeling like a terrible person if you don’t have one of these in your wallet right […]

Don’t Put Up With Abuse – Leave That Bank!
Personal Finance

Don’t Put Up With Abuse – Leave That Bank!

Chances are you’re with the same bank where your parent’s bank, and they opened up your first account with big dreams of you becoming a doctor or lawyer and filling it with millions of dollars. If you’re reading this blog, chances are that didn’t happen. No worries, you can still […]