About TFM

When you grow up in a household that re-uses paper towels, packs groceries in boxes to avoid paying ten cents for bags, and where you used Win-Dox to clean the house… you definitely learn the value of a dollar. There’s a good chance you’re also scarred for life.

Either way, I considered these all-important lessons that I took with me when I moved to NYC and was able to live comfortably in one of the most expensive cities out there. I paid my own way through university where I earned a business degree, worked three jobs, and learned how to really take charge of my money. I can’t stress enough how important it is to build good spending and saving habits – and to keep a positive perspective on money no matter what your current financial situation is.

I’m not a financial expert nor am I attempting to be one, but I built The Frugal Model as a way of life (read my 5 money rules to live by). I’ve done some studying on personal growth and development, so I like to dish on great ways to not only fatten up your wallet, but to enrich your life too. Lastly, I started my own modeling agency, Stetts Model Management, in 2015 – so that has taken priority to posting for TFM, but this continues to be a resource that I am proud of – so read up!

– Ashley