Personal Finance

TFM’s 5 Money Rules to Live By
Personal Finance

TFM’s 5 Money Rules to Live By

The only way anyone really saves money is to spend less than you make. It’s a simple equation that many people have a difficult time following. Even when I began making great money, I never changed my spending habits. I could afford to have a car service, yet I always […]

The Easiest Way to Save Money? Make Your Saving Automatic
Personal Finance

The Easiest Way to Save Money? Make Your Saving Automatic

What is the EASIEST way to save money? Forget about it. Seriously. Just make your saving automatic first. Three things to put on automatic withdrawal to make saving easier: 1. Savings 2. Bills 3. Retirement Automatic Savings I like to think of this as paying yourself first. Decide on a […]

Credit Scores for Dummies (and Smart People)
Personal Finance

Credit Scores for Dummies (and Smart People)

The smart people over at Credit-Land.com created this amazing “infographic” that clearly maps out EVERYTHING you need to know about Credit Scores and how to get yours in shape. A kind of credit scores for dummies. I had to share. Credit Score Makeover: How to Get a High Score from […]

Building Wealth: THIS is Where You Should be Putting Your Money
Personal Finance

Building Wealth: THIS is Where You Should be Putting Your Money

Last night I had a friend over who needed help figuring out where to put her money now that she was actually making a little bit more. The first thing we did was set up an account on Mint.com so that we could clearly see where all of her money […]

Being Financially Savvy is Sexy: The Basics of Investing
Personal Finance

Being Financially Savvy is Sexy: The Basics of Investing

Saving money is amazing, but knowing how to invest that money can be more confusing than a small child in a beauty pageant. I always suggest keeping the money you need short-term in a high yield checking or savings account, and if your debt is paid off, contributing as much […]

5 Top Credit Card Questions: Answered by an Expert
Personal Finance

5 Top Credit Card Questions: Answered by an Expert

I get a new credit card offer almost every day. They are all full of big promises like 0% interest, travel rewards, or making me feel really special because the card is gold or see-through or some other gimmick. With so many different cards, how to do you choose the […]

12 Ways To Improve your credit score NOW
Personal Finance

12 Ways To Improve your credit score NOW

Not knowing your credit score is probably one of the biggest financial mistakes someone can make. This three digit number is used by lenders to help determine your creditworthiness – meaning if your score sucks, you’ll pay higher interest rates and have more trouble getting loans (not good). Bad credit […]