What is the EASIEST way to save money? Forget about it. Seriously. Just make your saving automatic first. Three things to put on automatic withdrawal to make saving easier: 1. Savings 2. Bills 3. Retirement Automatic Savings I like to think of this as paying yourself first. Decide on a […]
The smart people over at Credit-Land.com created this amazing “infographic” that clearly maps out EVERYTHING you need to know about Credit Scores and how to get yours in shape. A kind of credit scores for dummies. I had to share. Credit Score Makeover: How to Get a High Score from […]
Last night I had a friend over who needed help figuring out where to put her money now that she was actually making a little bit more. The first thing we did was set up an account on Mint.com so that we could clearly see where all of her money […]
Saving money is amazing, but knowing how to invest that money can be more confusing than a small child in a beauty pageant. I always suggest keeping the money you need short-term in a high yield checking or savings account, and if your debt is paid off, contributing as much […]
I get a new credit card offer almost every day. They are all full of big promises like 0% interest, travel rewards, or making me feel really special because the card is gold or see-through or some other gimmick. With so many different cards, how to do you choose the […]
Not knowing your credit score is probably one of the biggest financial mistakes someone can make. This three digit number is used by lenders to help determine your creditworthiness – meaning if your score sucks, you’ll pay higher interest rates and have more trouble getting loans (not good). Bad credit […]
Congratulations, you have a savings account. Maybe you even have a little bit of money in it. If you’re really lucky, you’ve gotten yourself a decent emergency fund. Unfortunately, if this money is in your regular bank, those shady suckers probably aren’t paying you the interest you deserve. I had […]
