Articles written by: TFM

Ashley is a model living in NYC who loves sharing tips for saving money and advice on enriching your life.

One Day You’ll Be Old. Don’t Be Old And Broke: Breaking Down IRA’s
Personal Finance

One Day You’ll Be Old. Don’t Be Old And Broke: Breaking Down IRA’s

Last week I finally opened an IRA. Retirement funds always seemed very confusing (because they are), so I just avoided them assuming I could work out another way to be able to purchase my pimped out gold wheelchair in retirement. Most people are able to opt in for a 401k […]

Master The Art of Complaining To Save Money (Or Just Generally Get Your Way)
Lifestyle

Master The Art of Complaining To Save Money (Or Just Generally Get Your Way)

Ok, I get that no one likes a complainer – but if you legitimately have a poor experience with a company providing a product or service, you have every right to be “one of those people” and have them rectify the situation. It’s crazy to me how many people are […]

Want To Lower Your Cell Phone Bill? Just Ask.
Earn/Save Money

Want To Lower Your Cell Phone Bill? Just Ask.

One thing I am never afraid to do is speak up when I feel that I am paying too much for something. I’ve learned that sometimes all it takes to save a little money on your bills is to simply ask. This is especially true when dealing with your cell […]

Overpaying For Health Insurance Makes Me Sick. How I saved $163/month
Earn/Save Money

Overpaying For Health Insurance Makes Me Sick. How I saved $163/month

Let me start by saying that I am Canadian. As you may know, health care is absolutely free in my native country. I remained uninsured for years, assuming that I would flee to Canada if I ever needed medical assistance. My father finally convinced me that I was definitely going […]

Ready To Splurge On A Designer Piece? Check eBay First.
TFM Fashion

Ready To Splurge On A Designer Piece? Check eBay First.

Ok so I will do many things to save mere dollars, but I’m a strong believer in investing in some key designer pieces to make any outfit look more expensive. Whenever I’m shopping for a higher priced item that I’m lusting for, I will always check on eBay first to […]

Clean Money From Your Closet: How to Sell on eBay Like a Pro
Earn/Save Money

Clean Money From Your Closet: How to Sell on eBay Like a Pro

People are always surprised when I tell them the kind of money I’ve made on eBay selling my old clothes and shoes. The very first thing I ever decided to sell on eBay was an Herve Leger dress that I had purchased on sale at the store for $500. I […]

Finally Get Rewarded For Spending! Choosing The Right Rewards Credit Card
Personal Finance

Finally Get Rewarded For Spending! Choosing The Right Rewards Credit Card

Almost every bank offers rewards credit cards where your purchases add up points to use towards merchants or travel, and sometimes even plain old cash back. This is FREE MONEY … you should be feeling like a terrible person if you don’t have one of these in your wallet right […]