Articles written by: TFM

Ashley is a model living in NYC who loves sharing tips for saving money and advice on enriching your life.

Food for Thought: Save Money on Groceries
Earn/Save Money

Food for Thought: Save Money on Groceries

Living solo in NYC, you quickly learn that the fine art of cooking food is one that can be easily replaced by the ability to skillfully navigate Menupages.com. That being said, it is generally much more affordable to cook your own meals, and therefore something worth examining here on TFM. […]

Being Financially Savvy is Sexy: The Basics of Investing
Personal Finance

Being Financially Savvy is Sexy: The Basics of Investing

Saving money is amazing, but knowing how to invest that money can be more confusing than a small child in a beauty pageant. I always suggest keeping the money you need short-term in a high yield checking or savings account, and if your debt is paid off, contributing as much […]

5 Top Credit Card Questions: Answered by an Expert
Personal Finance

5 Top Credit Card Questions: Answered by an Expert

I get a new credit card offer almost every day. They are all full of big promises like 0% interest, travel rewards, or making me feel really special because the card is gold or see-through or some other gimmick. With so many different cards, how to do you choose the […]

Tight Ass on a Tiny Budget: Save Money at The Gym
Health/Beauty

Tight Ass on a Tiny Budget: Save Money at The Gym

I have this condition that prevents me from going on a diet… I get hungry. Unfortunately, what prevents many people from going to the gym is that it can be ridiculously expensive. I am personally one of those people who gets great value out of my overpriced Equinox membership because […]

Save Money on Rent: 4 Tips For Negotiating Your Lease Renewal
Earn/Save Money

Save Money on Rent: 4 Tips For Negotiating Your Lease Renewal

Right now NYC is at less than a 1% vacancy rate, which pretty much means that New Yorkers can either stay in their current apartment, or risk ending up paying $5k/month for a small room containing a toilet, fridge, and a few rats. I personally love my cozy little studio […]

12 Ways To Improve your credit score NOW
Personal Finance

12 Ways To Improve your credit score NOW

Not knowing your credit score is probably one of the biggest financial mistakes someone can make. This three digit number is used by lenders to help determine your creditworthiness – meaning if your score sucks, you’ll pay higher interest rates and have more trouble getting loans (not good). Bad credit […]

5 Stupid Money Mistakes We Make In Our 20’s
Lifestyle

5 Stupid Money Mistakes We Make In Our 20’s

So the entire reason that I started TFM was because so many of my friends were clueless about how to save money. We’re not taught the basics of managing personal finance in school, and most people aren’t raised by freakishly frugal parents like me. Unfortunately, this leads to some BIG […]