Articles written by: TFM

Ashley is a model living in NYC who loves sharing tips for saving money and advice on enriching your life.

No More Buyers Remorse: A Guide For Smarter Wardrobe Shopping
TFM Fashion

No More Buyers Remorse: A Guide For Smarter Wardrobe Shopping

We have all made the impulse purchase we’ve regretted. Whether it be that cool hipster sweater that you’ll never wear because it actually just looks like something your nana owns, or the dress you bought to get revenge on your ex that you wore once and then realized you actually […]

Best Drugstore Beauty Products for 2013
Health/Beauty

Best Drugstore Beauty Products for 2013

Not to toot my own horn over here, but I get asked pretty frequently what I use for my skin, and I get the same eye roll when I tell people drugstore products as those skinny bitches who say they never work out. I’ve made the mistake of spending too […]

Sneaky Credit Card Benefits You Don’t Know About
Personal Finance

Sneaky Credit Card Benefits You Don’t Know About

You purchase extended warranties, you pay a ridiculously high interest rate, and you simply replace things if they get stolen or lost. Sound familiar? I was guilty of all of these – throwing away money because my shiesty credit card company never really made me aware that these were all things […]

Best at home beauty remedies
Health/Beauty

Spa on a Budget: The Best at Home Beauty Secrets

If I were really really really rich, I would probably go to the spa like it was my job. My skin would be so freaking radiant it would blind people, and I would never have dry/oily/uneven skin ever again. In the meantime, I thought I would throw together some useful […]

TFM’s 5 Money Rules to Live By
Personal Finance

TFM’s 5 Money Rules to Live By

The only way anyone really saves money is to spend less than you make. It’s a simple equation that many people have a difficult time following. Even when I began making great money, I never changed my spending habits. I could afford to have a car service, yet I always […]

Rule the Internet: How to Save the Most Money Online Shopping
Earn/Save Money

Rule the Internet: How to Save the Most Money Online Shopping

Even though I live in the best shopping city in the world, I’m still a huge believer in shopping for just about everything online for the best finds and the greatest deals. I know it’s dangerous, because sometimes you can end up online for hours with a virtual cart full […]

The Easiest Way to Save Money? Make Your Saving Automatic
Personal Finance

The Easiest Way to Save Money? Make Your Saving Automatic

What is the EASIEST way to save money? Forget about it. Seriously. Just make your saving automatic first. Three things to put on automatic withdrawal to make saving easier: 1. Savings 2. Bills 3. Retirement Automatic Savings I like to think of this as paying yourself first. Decide on a […]