About TFM

When you grow up in a household that re-uses paper towels, packs groceries in boxes to avoid paying ten cents for bags, and where you used Win-Dox to clean the house… you definitely learn the value of a dollar. There’s a good chance you’re also scarred for life.

Either way, I considered these all-important lessons that I took with me when I moved to NYC where I currently live working as a full-time model. Sure it’s an unconventional job, but it’s thought provoking and gives me a chance to really do something that impacts people’s lives. Ok maybe not, but I’m proud of the fact that I support myself in the most expensive city in the country, and have learned how to really take charge of my money. I paid my own way through university in Toronto where I earned a business degree, worked three jobs and saved along the way. I can’t stress enough how important it is to build good spending and saving habits – because debt equals stress and stress equals wrinkles and wrinkles will NOT make you richer…just old looking.

I am a huge foodie, a workout junkie, and obviously a passionate deal-finder. I’m not a financial expert nor am I attempting to be one, but I built The Frugal Model as a way of life (read my 5 money rules to live by).

So here’s hoping that you reap the rewards of my slightly obsessive frugality and learn how to live luxe for less too.

- Ashley