Right now NYC is at less than a 1% vacancy rate, which pretty much means that New Yorkers can either stay in their current apartment, or risk ending up paying $5k/month for a small room containing a toilet, fridge, and a few rats. I personally love my cozy little studio […]
Not knowing your credit score is probably one of the biggest financial mistakes someone can make. This three digit number is used by lenders to help determine your creditworthiness – meaning if your score sucks, you’ll pay higher interest rates and have more trouble getting loans (not good). Bad credit […]
So the entire reason that I started TFM was because so many of my friends were clueless about how to save money. We’re not taught the basics of managing personal finance in school, and most people aren’t raised by freakishly frugal parents like me. Unfortunately, this leads to some BIG […]
Have you ever been at the airport waiting to board your flight, and an announcement goes off that your flight is overbooked? If you’re like me, your heart stops as you envision them giving away your seat, crying and pleading and punching security. Well, there are some crazies out there […]
Summer is here, which means its about time to get out and enjoy some free stuff. Sure, you can go on a hike or have a camp fire – but I’m talking cool free stuff that you actually want to do. So go ahead and treat yourself to that overpriced […]
Congratulations, you have a savings account. Maybe you even have a little bit of money in it. If you’re really lucky, you’ve gotten yourself a decent emergency fund. Unfortunately, if this money is in your regular bank, those shady suckers probably aren’t paying you the interest you deserve. I had […]
If you don’t carry a big balance, I can’t stress enough the importance of having a rewards credit card. I already wrote a post all about finding the best one for you: “Finally Get Rewarded For Spending: Choosing the Right Rewards Credit Card”, and after finding out my credit score […]
