Articles written by: TFM

Ashley is a model living in NYC who loves sharing tips for saving money and advice on enriching your life.

The FSA & HSA: Tools to Save Money on Health Care Expenses
Earn/Save Money

The FSA & HSA: Tools to Save Money on Health Care Expenses

Unlike in Canada where the health care is free and maple syrup pours like water, health care in this country can be a huge financial burden for a lot of people. Especially when you have a high-deductible plan, you run the risk of going broke if god forbid you need […]

Why You HAVE to Know Your Credit Score
Personal Finance

Why You HAVE to Know Your Credit Score

I hate to admit this, but like many young people I had never once checked my credit report or my credit score. I just assumed that everything was fine and that this information wasn’t really necessary until I required a loan for a home or to purchase some sort of […]

Organic Food: When It’s Worth Spending More
Lifestyle

Organic Food: When It’s Worth Spending More

Everyone has officially bought into the “organic” food craze, and with that has come an increased willingness pay more for food that claims to be natural and environmentally friendly. Sometimes there’s only slight differences in price, but oftentimes organic can be substantially more expensive (sometimes double!), which has me wondering… […]

Sample Sales Guide: The Strong Will Be Rewarded
TFM Fashion

Sample Sales Guide: The Strong Will Be Rewarded

If you are a woman living in NYC, you quickly learn that the best way to get designer swag at a fraction of the price is by getting passionate about sample sales. These amazing, but physically challenging events make it possible to treat yourself to some incredible high-end designers without […]

My Latest Investment: A Mason Pearson Hairbrush
Health/Beauty

My Latest Investment: A Mason Pearson Hairbrush

I recently made an investment in THE Mason Pearson Junior Hairbrush. I saved almost $50 buying it on Amazon, and before you condemn me for promoting such an expensive item….check out the video to see why I don’t think I’m crazy. I also give you a comparable brush called the […]

Why Promotional Codes Get Me Excited
Earn/Save Money

Why Promotional Codes Get Me Excited

The only thing better than finding a great sale is shopping online. You can find almost everything online for less, and when you factor in the ability to save even more money with promotional codes, I get even more excited (because I obviously have issues). The crazy thing to me […]

One Day You’ll Be Old. Don’t Be Old And Broke: Breaking Down IRA’s
Personal Finance

One Day You’ll Be Old. Don’t Be Old And Broke: Breaking Down IRA’s

Last week I finally opened an IRA. Retirement funds always seemed very confusing (because they are), so I just avoided them assuming I could work out another way to be able to purchase my pimped out gold wheelchair in retirement. Most people are able to opt in for a 401k […]