Articles written by: TFM

Ashley is a model living in NYC who loves sharing tips for saving money and advice on enriching your life.

7 Saving Habits That End Up Costing You More
Earn/Save Money

7 Saving Habits That End Up Costing You More

If you’re extremely money conscious like I am, then you have probably done some really stupid/crazy things to save a few bucks. Unfortunately, there are times that your passionate frugality can backfire, causing you to actually spend more money (aka a frugal person’s worst nightmare). Here are 7 saving habits […]

8 Amazing Homemade Hair Treatments
Health/Beauty

8 Amazing Homemade Hair Treatments

Ok I think we all know that your hair is deserving of the best care since it helps you look amazing and gorgeous and brings all the boys to the yard. I’m all about spending money on a great haircut, but when your hair needs a little boost, there’s no […]

Elevated Wardrobe: The 4 Luxury Pieces To Spend On
TFM Fashion

Elevated Wardrobe: The 4 Luxury Pieces To Spend On

When it comes to my wardrobe, I love Zara and H&M as much as the next girl. I will never spend very much money on a trend piece (like harem pants…whoever made looking like you dumped your pants cool should be shot). The thing to remember is, you can wear […]

The FSA & HSA: Tools to Save Money on Health Care Expenses
Earn/Save Money

The FSA & HSA: Tools to Save Money on Health Care Expenses

Unlike in Canada where the health care is free and maple syrup pours like water, health care in this country can be a huge financial burden for a lot of people. Especially when you have a high-deductible plan, you run the risk of going broke if god forbid you need […]

Why You HAVE to Know Your Credit Score
Personal Finance

Why You HAVE to Know Your Credit Score

I hate to admit this, but like many young people I had never once checked my credit report or my credit score. I just assumed that everything was fine and that this information wasn’t really necessary until I required a loan for a home or to purchase some sort of […]

Organic Food: When It’s Worth Spending More
Lifestyle

Organic Food: When It’s Worth Spending More

Everyone has officially bought into the “organic” food craze, and with that has come an increased willingness pay more for food that claims to be natural and environmentally friendly. Sometimes there’s only slight differences in price, but oftentimes organic can be substantially more expensive (sometimes double!), which has me wondering… […]

Sample Sales Guide: The Strong Will Be Rewarded
TFM Fashion

Sample Sales Guide: The Strong Will Be Rewarded

If you are a woman living in NYC, you quickly learn that the best way to get designer swag at a fraction of the price is by getting passionate about sample sales. These amazing, but physically challenging events make it possible to treat yourself to some incredible high-end designers without […]